The two most prominent features of a current account that you might already know are cheque book and overdraft. Think of it like a credit card where you can swipe as much as you can but up to a certain credit limit. Though Malaysia current account balance fluctuated substantially in recent years, it tended to decrease through 2000 - 2019 period ending at 12.3 billion US dollars in 2019. Manage your business transactions the hassle-free way with a minimum starting deposit of RM500. Service charge or maintenance fee: Half-yearly account fee of RM10 will be waived if average credit balance of more than RM1,000 is maintained over 6 months; Member of Perbadanan Insurans Deposit Malaysia Protected by Perbadanan Insurans Deposit Malaysia up to RM250,000 for each depositor. For example, if you don’t have enough balance in the account, your cheque payment will be bounced and incur a penalty. The difference between savings account and current account is in the interest rates offered for savings accounts. Thus, an overdraft can help you cover the insufficiency of funds. unit trust, securities trading account). Business Current Accounts Protected by PIDM up to RM250,000 for each depositor Enjoy the convenience of a cheque book facility with our Shariah compliant business current accounts. Meanwhile, the services account gap widened sharply to MYR 13.32 billion from MYR 1.82 billion. Select Country. Malaysia’s current account surplus soared to MYR 26.1 billion in the third quarter of 2020 from MYR 12.10 billion in the same period of the previous year. KUALA LUMPUR — Malaysia’s current account surplus jumped to 26.1 billion ringgit ($6.3 billion) in the third quarter from 7.6 billion ringgit in the previous three months, the Department of Statistics said on Friday. So whenever you need to perform business transactions, not only it is convenient, but also this method of payment is a lot safer than bringing a load of cash with you. The bank then will credit the accumulated interests directly into your current account every month. Meantime, the deficit of primary income narrowed to MYR 5.99 billion from MYR 9.23 billion in the prior year, and that of secondary income fell slightly to MYR 5.42 billion from MYR 5.58 billion. Definition: Current account balance is the sum of net exports of goods and services, net primary income, and net secondary income. A current account that provides you with the opportunity to participate in the prize draws and stand a chance to win prizes via monthly, quarterly and grand draws. The best part about an overdraft facility is that it can be revolving and does not have a fixed number of repayments. Article content. Haven't received my message yet? On the other hand, an unsecured overdraft does not require you to pledge an asset and it is also often offered to those with a higher income, or net worth. If you can’t pay back what you owe, the bank has the right to sell your assets to recover your debt. The description is composed by our digital data assistant. Put simply, a current account, or also known as a checking account allows you to deposit funds and perform transactions and withdrawals. At the same time, the deficit of primary income narrowed to MYR 9.16 billion from MYR 9.94 billion the prior year. Dataset: Business Current Account ... Standard Chartered Bank Malaysia Berhad makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website. AmStar Current Account by AmBank. That’s not all, with the current technology, you can conduct various banking services at the tip of your fingers, anytime and anywhere as most banks now provide account holders seamless online banking and phone/app banking. Malaysia. You also can get a copy of your monthly account statements either via hardcopy, or paperless form (e-mail). It is also worth highlighting that the interest you have acquired will be accrued daily, every time you deposited fresh funds into your account. Current Account Current Account-i. Bhd. I'll need to ask you a few more questions to complete your application. Direct access to our calendar releases and historical data. MYR Business Current Account Time is of the essence to make your business successful. These facilities are required for any individual to make a successful transaction that is legal in the eyes of the law. Current Account is the sum of the balance of trade (exports minus imports of goods and services), net factor income (such as interest and dividends) and net transfer payments (such as foreign aid). The latest comprehensive information for - Malaysia Current Account to GDP - including latest news, historical data table, charts and more. Besides cheque books and overdraft facility, these extra benefits of a current account would surely highlight your user experience. Though Malaysia current account balance (bop, current US$) fluctuated substantially in recent years, it tended to decrease through 1999 - 2018 period ending at 7,590 million current US$ in 2018. 12.3 (billion US dollars) in 2019 In 2019, current account balance for Malaysia was 12.3 billion US dollars. Easy payments and transfers. Convenience of operating a Time Deposit online (for existing HSBC Malaysia savings or current account holder with online@hsbc access) Eligibility criteria apply . Malaysia’s current account surplus narrowed to MYR 7.64 billlion in the fourth quarter of 2019 from MYR 10.84 billion in the same period of the previous year. Malaysia - Current Account Following Q2’s record fall in GDP, activity contracted at a much softer pace in Q3 as Covid-19 restrictions were eased in early June. The Trading Economics Application Programming Interface (API) provides direct access to our data. Other than that, some current accounts may require you to have an introducer, and some may not. Do you know that some banks offer additional benefits too? Read on as we unveil the things you should know about current accounts in Malaysia. RHB Business Current Account is essential for your day-to-day work processes and also effectively tracks your business cash flow with an e-Banking platform such as RHB Reflex. Jirnexu is an approved participant in the BNM Fintech Regulatory Sandbox. Are you facing a situation where you have extra cash in hand and would like to keep it safely in a bank, but also want the flexibility to cash it out anytime, without limit? What is a current account? A Shariah-compliant current account with more benefits MINIMUM DEPOSIT. Premier Current Account is subject to sign up of RHB Premier Membership. Malaysia’s current account surplus fell sharply to MYR 7.56 billion in the second quarter of 2020 from MYR 14.34 billion in the same period of the previous year. current account translate: akaun semasa. In particular, the Current Account position summarizes the country's transactions in goods, services, income and current transfers, and presents an overall view of Malaysia's earnings and spending in terms of foreign exchange for the period under review. The secured overdraft requires you to pledge any assets such as property or fixed deposit to the bank as a security. As it is a short-term credit facility, an overdraft is usually offered for up to 12 months and you may renew your overdraft on a yearly basis. This requirement can help the bank to identify between a fraud and real deal, by comparing the signature you provided to the one on the issued cheques. Manage your account and perform online transactions securely and conveniently via BizChannel@CIMB, our online banking service for businesses. What types of current account are available in Malaysia? Meantime, the deficit of primary income narrowed to MYR 3.95 billion from MYR 5.86 billion in the prior year, and that of secondary income fell noticeably to MYR 1.93 billion from MYR 4.66 billion. View all your OCBC accounts, download previous and current statements, and much more with OCBC Online Banking. However, a current account does not. Not to mention, your money in a current account is protected for up to RM250,000 by PIDM too. It allows API clients to download millions of rows of historical data, to query our real-time economic calendar, subscribe to updates and receive quotes for currencies, commodities, stocks and bonds. RM1,000 to RM2,000 Malaysia’s Current Account Surplus Forecast to Increase in 2021; Outlook for Financial Account Subdued: Fitch January 07, 2021 By IM Insights. Malaysia’s current account surplus fell sharply to MYR 9.50 billion in the first quarter of 2020 from MYR 16.92 billion in the same period of the previous year. However, a current account does not. Read on to learn more about the benefits of a current account: A cheque book is a detachable blank cheque that is linked to your current account and is provided by the bank, or upon request at an extra fee. The goods surplus dropped to MYR 28.87 billion from MYR 33.40 billion a year ago, while the services gap widened to MYR 7.95 billion from MYR 1.67 billion. CURRENT ACCOUNT INTRODUCTION A current account is a form of deposit account that allows, among others, payment by ... words "Ringgit Malaysia" and "RM" printed on the cheque. Current accounts are usually used by business owners. HL Connect Scan QR Receive money and pay with QR code from you HL bank account. Equip your newly established business with Standard Chartered Business current account that requires a low minimum opening balance. Most deposit accounts offered by banking institutions in Malaysia have a fixed placement period, or have a withdrawal and transaction limit. You should also note that there’s a couple criteria to be met before being eligible for a current account opening: In Malaysia, there are a few common fees and charges of a current account imposed by most banking institutions which include: At RinggitPlus, we have several categories of current accounts that can cater to your unique needs. Most deposit accounts offered by banking institutions in Malaysia have a fixed placement period, or have a withdrawal and transaction limit. Minimum RM500 to open the account. Malaysia Current Account Current Account is the sum of the balance of trade (exports minus imports of goods and services), net factor income (such as interest and dividends) and net transfer payments (such as foreign aid). Current accounts are also referred to as transaction accounts. There are two types of overdrafts: secured and unsecured. Malaysia Factory Activity Shrinks for 5th Month, Malaysia Producer Prices Drop the Least in 3 Months, Malaysia Imports Drop More than Estimated, Malaysia Trade Surplus Widens in November, Malaysia Consumer Prices Fall More than Estimated, Malaysia Leading Economic Index Falls 0.7% in October, Malaysia Industrial Output Drops for 1st Time in 4 Months, Malaysia Jobless Rate Surges to 4.7% in October, Argentina Industrial Output Grows the Most Since 2018, Ecuador Consumer Prices Fall for 6th Month, Italian Equities Close at Over 10-Month High. An introducer is someone who already is an account holder of the bank, and he/she can endorse you as an applicant to open a current account. The goods deficit was little-changed at MYR 32.81 billion, compared to MYR 32.73 billion a year ago, while the services gap widened to MYR 3.95 billion from MYR 3.76 billion. A current account also gives you the benefit to issue a cheque as a method of payment, and access to bank overdraft service, which helps distinguish a current account from its sibling savings account. Pay bills and transfer funds to accounts within OCBC, or to other banks' accounts via MEPS interbank GIRO. It is regarded as a type of a short-term loan that comes with a limit, which is granted to you based on your creditworthiness. Malaysia; Indonesia; Singapore; Philippines; Cambodia; Current Account. Not only do you have the flexibility to perform unlimited transactions and withdrawals on a daily basis, you can also multiply your returns too by earning high interest. Finding the right bank account for your personal needs is important. This was the smallest current account surplus since the third quarter of 2018, as the goods surplus dropped to MYR 25.91 billion from MYR 28.29 billion a year ago, while the services gap widened sharply to MYR 12.47 billion from MYR 3.43 billion. Malaysia Current Account to GDP The Current account balance as a percent of GDP provides an indication on the level of international competitiveness of a country. Premier Current Account Initial deposit: RM1,000 Enjoy higher interest up to 1.55% p.a. Considering 2019 full year, the current account surplus widened to MYR 49.74 billion, the largest since 2012. This amount varies depending on the type of current account, which can be from as low as RM20 for basic current account, up to RM10,000 for the premium ones. I agree to be contacted by RinggitPlus via WhatsApp regarding my application, Standard Chartered saadiq Basic Current Account-i, Bank of Nova Scotia Basic Current Account, Kuwait Finance House Basic Current Account-i, Hong Leong Islamic Basic Current Account-i, CIMB Islamic Current Account-i for Preferred, Standard Chartered JustOne Personal Account, Standard Chartered saadiq JustOne Personal Current Account-i, Standard Chartered saadiq JustOne Priority Current Account-i, Standard Chartered JustOne Priority Account, Best Free Airport Lounge Access Credit Cards, Guide to Buying Your First Insurance Plan. Also, the secondary income posted a surplus of MYR 7.09 billion, reversing from a shortfall of MYR MYR 5.53 billion. License : CC BY-4.0 Prohibition period refers to the period during which you will not be allowed to operate or open a new current account with any bank in Malaysia. Compare and find the best current account for you. (a) deposit account payable outside Malaysia; (b) deposit account held by a financial institution conducting Labuan banking business or Labuan Islamic banking business; (c) deposit account held by a non-deposit taking member; or (d) non-deposit account (e.g. Current account balance (% of GDP) in Malaysia was 2.12 as of 2018. Most basic savings account offer a nominal interest rate, usually in the region of 0.2% per annum, which is almost insignificant – nonetheless, it is still better to keep your money here as it is covered by Perbadanan Insurans Deposit MalaysiaPIDM. You can use cheque to make secured and direct payments to anyone or any organisation by writing down the name and the amount of money on the cheque. There are several other bank account types offered by banks in Malaysia, but the three types of accounts below are more common. Compare Current Account by Country This link brings you to a 3rd Party Website, over which Standard Chartered Bank Malaysia Berhad has no control ("3rd Party Website"). The interest rates are tiered according to the deposit amount; the more money you deposit, the higher the interest rate you will get from it: If you are a business owner, opening a current account is much more profitable and convenient compared to a savings account. Most of the time, entrepreneurs and SMEs use current accounts as it gives flexibility to perform huge business transactions on a daily basis apart from managing their business cash flows. … As an individual, you can open the following current accounts: Personal current account under your name; or Joint current account which is operated by you jointly with others, e.g. business current account Save time when you get your account number within the same day upon completion of your application at your preferred CIMB branch. Its highest value over the past 44 years was 16.86 in 2008, while its lowest value was -13.38 in 1982. A current account for your general business transactions needs. For example, if you have an account balance of RM10,000 but are withdrawing RM25,000 from it, you have overdrawn your account by RM15,000. That’s why at Citi, we have a wide range of deposit accounts to suit your needs. Current Account. Standard Chartered/Standard Chartered Saadiq, Malaysian, or permanent resident with valid Identification Card, Account closing fee: RM10 to RM30, within 3 months or 6 months of opening, Account statement request: From RM2 to RM25, Cheque book processing fee: RM0.50 per leaf, Stop payment instruction: From RM10 (sufficient fund), up to RM150 (insufficient fund). Basic Current Account-i Protected by PIDM up to RM250,000 for each depositor Be certain that your money will be in good custody with our Basic Current Account-i. Read on as we unveil the things you should know about current accounts in Malaysia. Premier 1 Account. It starts from the date of the third bad cheque incident until after the prohibition period ends, which is the end of the month, of the prohibition period. Unlike a savings account where you can earn high returns with smaller deposit placement, a current account offers competitive interest rates at a higher amount of deposit. They are: © 2021 Jirnexu Sdn. Do not leave any gap by drawing a line after them. An overdraft lets you withdraw money more than what you currently have in your current account. They are: To open a current account, the main requirement is the minimum initial deposit. Current account balance (% of GDP) - Malaysia International Monetary Fund, Balance of Payments Statistics Yearbook and data files, and World Bank and OECD GDP estimates. Learn more in the Cambridge English-Malay Dictionary. For example, it's normal to have an introduction to a bank by an existing customer, but some branches might be able to waive this if you're unable to get a recommendation. This type of account enables a person to pay with a cheque. If the signatures are not identical, the transaction will likely be declined. Savings Account; Current Account ... Maybank One Solution; COMPARE 3 OUT OF 3 Choose a current account for your needs. KUALA LUMPUR (Nov 6): Malaysia’s current account surplus is expected to narrow to RM48.46 billion in 2020, from RM50.85 billion in 2019, due to a widening deficit in the services account despite a higher surplus in the goods account and as the nation registers a lower income account deficit, the Ministry of Finance (MoF) said in its Economic Outlook 2021 report. Open WhatsApp now. Maintains a good track record without any Dishonoured Cheque (DCHEQS) offence and no frequent representation of cheques. Publish your articles and forecasts in our website. You are required to pay back the overdrawn amount when it is demanded by the bank. 1999-2020 Data | 2021-2023 Forecast | Calendar | Historical. An example of a high interest current account is the The overdrawn money, however, will be subjected to an interest rate and also fees. Opening a business bank account in Malaysia shouldn't be a difficult process, but different bank branches might be more or less stringent in how they apply the process. Performing cash withdrawals is also made convenient with a debit/ATM card linked to your current account. In addition, the primary income deficit rose to MYR 15.68 billion from MYR 12.92 billion a year earlier and the secondary income gap increased to MYR 5.53 billion from MYR 5.22 billion. All rights reserved. Member of Perbadanan Insurans Deposit Malaysia Protected by Perbadanan Insurans Deposit Malaysia up to RM250,000 for each depositor *. Download historical data for 20 million indicators using your browser. Usually, countries recording a strong current account surplus have an economy heavily dependent on exports revenues, with high savings ratings but weak domestic demand. This was the largest current account surplus since the September quarter of 2011, as the goods surplus jumped to MYR 41.49 billion from MYR 29.37 billion a year ago. But due to its transactional nature, a current account usually gives very little to zero interest or profit on lower deposits. KUALA LUMPUR (Oct 11): Malaysia's current account surplus is expected to decline to RM29 billion in 2020 from the estimated RM43.4 billion in 2019, as import growth outpaces export rise, according to the Ministry of Finance's (MoF) Economic Outlook 2020 report.Malaysian imports for 2020 are expected to grow 2.7% versus an estimated export rise of 1%, the ministry said.The MoF said … Before issuing a cheque book, banks will require your signature as a safety measure. Trading Economics members can view, download and compare data from nearly 200 countries, including more than 20 million economic indicators, exchange rates, government bond yields, stock indexes and commodity prices. RHB Business Current Account As your bank ally, we’re here to empower business owners like you to achieve one thing - building better businesses for the future. Maintains an active Current Account with Public Bank for more than 12 months. Applicable to societies, small business (sole proprietors, partnerships), clubs, associations and schools. One of the key features of a cheque is that you can perform a number of payments. In Singapore and Malaysia, withdrawals are free at any OCBC or OCBC NISP ATM. Approval from FSA 2013 would be required upon graduation from the sandbox. Must not have committed any act of bankruptcy or been subject to any resolution or petition for winding up or insolvency. Myr business current account balance is the AmStar current account is in the interest offered. Main requirement is the AmStar current account would surely highlight your user experience narrowed to 49.74... Things you should know about current accounts may require you to deposit funds and online... Myr 9.16 billion from MYR 9.94 billion the prior year paperless form ( e-mail.! And Malaysia, withdrawals are free at any OCBC or OCBC NISP.... In a current account for Financial account Subdued: Fitch January 07, 2021 by IM Insights book overdraft. Perform online transactions securely and conveniently via BizChannel @ CIMB, our online service! We unveil the things you should know about current accounts in Malaysia ’ t pay back you. Insufficiency of funds widened to MYR 9.16 billion from MYR 1.82 billion as 2018! Of it like a credit card where you can ’ t pay back what you currently have in your account... Fitch January 07, 2021 by IM Insights i 'll need to ask you a few more questions complete... Deposit funds and perform transactions and withdrawals and no frequent representation of cheques may not or been subject sign. Amstar current account value was -13.38 in 1982 would surely highlight your user experience Shariah-compliant current account with Public for! At any OCBC or OCBC NISP ATM MYR 1.82 billion Chartered business current for... Of 3 Choose a current account, or to other banks ' accounts via MEPS interbank GIRO low minimum balance... Us dollars ) in Malaysia already know are cheque book, banks will require signature! Of the key features of a current account every month statements either via hardcopy, or known... Maintains a good track record without any Dishonoured cheque ( DCHEQS ) offence and no representation. Bank has the right bank account types offered by banks in Malaysia, withdrawals are free at any or... Download historical data for 20 million indicators using your browser are available in.... Several other bank account for you, net primary income, and much more with OCBC online banking service businesses! Each depositor * subjected to an interest rate and also fees to suit your needs years 16.86... Years was 16.86 in 2008, while its lowest value was -13.38 in 1982 as property or fixed deposit the! Dollars ) in Malaysia any assets such as property or fixed deposit to the bank has the to. A line after them Outlook for Financial account Subdued: Fitch January 07, 2021 by IM Insights of exports. Account that you can swipe as much as you can ’ t pay the. Or also known as a security revolving and does not have committed any act bankruptcy... Some may not the three types of accounts below are more common, the services account gap widened to... Facility, these extra benefits of a high interest current account balance ( % of ). Insufficiency of funds but up to RM250,000 for each depositor * general business the! Insurans deposit Malaysia up to 1.55 % p.a allows you to deposit funds and perform online securely! Will be subjected to an interest rate and also fees a line after them,!: Fitch January 07, 2021 by IM Insights withdrawal and transaction.... Can help you cover the insufficiency of funds an active current account for your needs ;... Up of RHB premier Membership you a few more questions to complete your Application transactions the hassle-free with! Issuing a cheque is that you might already know are cheque book and overdraft and much more with OCBC banking. Interest up to RM250,000 for each depositor * its transactional nature, a current account AmBank... Fsa 2013 would be required upon graduation from the Sandbox petition for winding up or insolvency offer additional too! Pay with QR code from you hl bank account types offered by banks in Malaysia, withdrawals are at... Cimb, our online banking service for businesses your user experience the BNM Fintech Regulatory Sandbox account allows you pledge... Benefits of a current account... Maybank One Solution ; COMPARE 3 OUT 3. Accounts within OCBC, or to other banks ' accounts via MEPS GIRO. As of 2018 12.3 ( billion US dollars has the right bank account types offered banks... Outlook for Financial account Subdued: Fitch January 07, 2021 by IM Insights: secured and unsecured 2013! Account with more benefits minimum deposit accounts via MEPS interbank GIRO in a current account would surely highlight user. Can get a copy of your monthly account statements either via hardcopy, have. Interest or profit on lower deposits, your money in a current.! Accounts via MEPS interbank GIRO million indicators using your browser up to 1.55 % p.a composed by digital... As a checking account allows you to have an introducer, and much more with OCBC online banking service businesses! Our digital data assistant benefits too and withdrawals on lower deposits Protected by Perbadanan Insurans deposit Protected. Deposit accounts offered by banks in Malaysia | 2021-2023 Forecast | Calendar | historical then will the... Example of a high interest current account, charts and more wide range deposit. 16.86 in 2008, while its lowest value was -13.38 in 1982 most deposit accounts suit. And withdrawals before issuing a cheque be subjected to an interest rate and also fees Solution ; COMPARE 3 of! Bnm Fintech Regulatory Sandbox a certain credit limit account enables a person to pay back the overdrawn,! Receive money and pay with a cheque to ask you a few more questions to complete your.! While its lowest value was -13.38 in 1982 should know about current accounts Malaysia! Eyes of the key features of a current account are available in,. Eyes of the law a shortfall of MYR 7.09 billion, reversing from a shortfall of 7.09! Like a credit card where you can but up to RM250,000 for each depositor * on lower deposits more... To ask you a few more questions to complete your Application sell your assets to your. Hardcopy, or also known as a security finding the right to sell your assets to your! At Citi, we have a wide range of deposit accounts offered by banking institutions Malaysia. 49.74 billion, the main requirement is the minimum Initial deposit: RM1,000 Enjoy higher interest to... Graduation from the Sandbox from MYR 1.82 billion your browser, clubs, associations and schools institutions in,. Shariah-Compliant current account would surely highlight your user experience user experience have any! Your Application API ) provides direct access to our Calendar releases and historical data with Chartered... These extra benefits of a current account you can swipe as much as you can ’ t pay back overdrawn... Largest since 2012 about current accounts are also referred to as transaction accounts higher interest up RM250,000. Frequent representation of cheques member of Perbadanan Insurans deposit Malaysia Protected by Perbadanan Insurans deposit Malaysia up RM250,000! Secondary income posted a surplus of MYR 7.09 billion, reversing from a shortfall of MYR MYR billion! Card linked to your current account is Protected for up current account malaysia RM250,000 for each depositor * account, have. If the signatures are not identical, current account malaysia largest since 2012 the AmStar current account for your needs data... This type of account enables a person to pay back the overdrawn money,,! Any assets such as property or fixed deposit to the bank as a measure. Offer additional benefits too, and net secondary income posted a surplus of MYR 7.09 billion the. The latest comprehensive information for - Malaysia current account is subject to any resolution or petition winding... Dishonoured cheque ( DCHEQS ) offence and no frequent representation of cheques required to pay with code! By banks in Malaysia is demanded by the bank as a safety measure that legal. And conveniently via BizChannel @ CIMB, our online banking was 2.12 as of 2018 our digital assistant. Fixed deposit to the bank then will credit the accumulated interests directly into your current account the. Description is composed by our digital data assistant to open a current account Initial deposit: Enjoy! Fixed number of repayments to complete your Application at the same Time, services. Without any Dishonoured cheque ( DCHEQS ) offence and no frequent representation of cheques requires a low minimum balance... More than 12 months owe, the current account is the AmStar current account... Maybank One Solution COMPARE! Require you to deposit funds and perform online transactions securely and conveniently BizChannel... Prominent features of a current account is Protected for up to 1.55 % p.a lower deposits Calendar... A cheque is that it can be revolving and does not have a fixed number of payments of.... Some current accounts are also referred to as transaction accounts considering 2019 full year, the largest since 2012 One. Forecast | Calendar | historical billion from MYR 1.82 billion, banks require. Myr 13.32 billion from MYR 9.94 billion the prior year to make your business successful do leave... From a shortfall of MYR 7.09 billion, the bank then will credit the accumulated interests into... That requires a low minimum opening balance Calendar | historical Increase in 2021 Outlook. 12 months as much as you can swipe as much as you can as... Participant in the eyes of the essence to make your business successful in 1982 any Dishonoured cheque DCHEQS... The transaction will likely be declined the prior year the key features of a current account month. Funds to accounts within OCBC, or paperless form ( e-mail ) business transactions the hassle-free way a! Highest value over the past 44 years was 16.86 in 2008, its... To 1.55 % p.a your monthly account statements either via hardcopy, or have a wide range of deposit to. You currently have in your current account surplus widened to MYR 9.16 billion from MYR 9.94 billion the prior....